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Final Expense Insurance is a type of life insurance specifically designed to cover end-of-life costs such as funeral expenses, medical bills, and other debts. If you're between 45-85 and want to ensure your family isn't burdened with these costs, final expense insurance can provide peace of mind at an affordable rate.

Most people need between $10,000 to $25,000 in coverage. This typically covers funeral costs ($8,000-$15,000), outstanding medical bills, and other final expenses. Our licensed agents will help you determine the right amount based on your specific situation and budget.

No medical exam is required! Our simplified application process only requires you to answer a few health questions. Most applicants are approved within minutes, and coverage can begin immediately upon approval and first premium payment.

You may still qualify! Our guaranteed acceptance policies are available for individuals aged 45-85, regardless of health conditions. While there may be a waiting period for some plans, your premiums are locked in and will never increase.

Premiums vary based on your age, gender, health, and coverage amount. Most of our clients pay between $30-$150 per month. Your premium is locked in and will never increase, and you can choose to pay monthly, quarterly, or annually.

Yes, you can cancel your policy at any time without penalty. However, keep in mind that if you cancel, you'll lose your coverage and guaranteed rates. Many policies also build cash value that you can borrow against if needed.